first digital credit card reviews

First Digital NextGen Mastercard reports to multiple. Considers applicants with fair credit.


First Digital Mastercard Review Youtube

High APR The First Digital Mastercard has one of the highest interest rates of any credit card at 3599 percent.

. You dont have to pay a fee when you apply for the card but if you do qualify First Digital. Credit cards designed for users with bad credit usually have annual percentage rates APRs. Chip Lupo Credit Card Writer.

If approved just pay the one-time Program Fee to gain access to your new account and credit. First Digital Mastercard drawbacks. Easy and secure online application it just takes moments to apply.

Annual fee For the first year the First Digital card has a. However even for a bad-credit card the First Digital Mastercard has. Perhaps the most important thing to understand about the First Access Visa Card is that it isnt meant to be your forever.

After the first year though that fee drops down to 48. As with many credit cards aimed at rebuilding credit the First Digital NextGen Mastercard Credit Card comes with an annual fee of 75 for first year 48 annually. The APR is a big downside of the First Digital card at 3599.

First Digital Mastercard falls short of the competition Its expensive to open and use the card. The First Digital NextGen Mastercard Credit Card assesses a one-time processing fee of 95 plus a high annual fee the first year then 48 a year after that plus. The First Digital MasterCard on the other hand has an exceptionally high APR of 3599 percent even for a bad credit card.

The banks lenders and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews. High interest rate. The First Digital Mastercards annual fee is reasonable especially after the first year.

The First Digital Card also charges cardholders monthly fees. Initially youll have to pay 75 to use your card. 75 annual fee for the first year 48 thereafter.

Its a high APR even compared to other cards for consumers with similar credit scores and histories. To own the card you have to pay a number of fees including. The First Digital Card annual fee is 75 for the first year and 48 after that.

There are no rewards or cashback schemes available. Pros Cons of First Digital NextGen Mastercard. The First Digital NextGen Mastercard Credit Card is a good card that will people who have bad credit improve their creditBecause this card doesnt require a security deposit it may.


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